Housing Counseling Office

Housing and Urban Development (HUD) Approved Housing Counseling Office: The Housing Counseling Office (H&HS) is a HUD-Approved Housing Counseling Office that provides pre-purchase, default, reverse mortgage, and rental counseling as well as homebuyer education classes for first-time homebuyers. 

Housing Counselors:

Assistant Director of Housing and Human Services


Due to COVID-19 restrictions, the workshop is held monthly via ZOOM in two 2 ½ hour sessions from 6:30 PM to 9:00 PM on Tuesday and Thursday evenings. Participants are required to attend both sessions and an individual credit and budgeting consultation to earn a certificate. The certificate is required for most down-payment assistance programs but is also recommended for anyone considering the purchase of their first home. Details for scheduling the individual consultation will be provided at the conclusion of the Thursday session. Please be aware that you will be required to provide a completed budget worksheet at your individual consultation. For your convenience a copy of the budget worksheet is attached to your registration confirmation.

Workshops will be held on the following dates:

  • How to Register: 
  • Income Limits - No Limit
  • Service Area – All of Maryland
  • Class Availability – Class size is limited to 40 participants (see registration page)
  • Cost - Free